Executive & Professional Protection
Developing the right protection for business and financial risks requires an understanding of historic experience, emerging trends and available solutions. Jenkins intimately understands the ever-changing Management Liability product markets, and through direct relationships with national providers, non-standard surplus line underwriters and Lloyds of London, is able to deliver the structure, terms, conditions, and pricing that forward-looking clients require.
Executive Liability
Jenkins’ experts will work with you to find the coverage you need in the areas of Directors & Officers Liability, Employment Practices Liability and Fiduciary Liability. (more)
- Directors & Officers Liability – The personal assets of directors and officers can be severely affected by claims alleging breach of duty, fraud, unfair business practices, interference with prospective economic advantage, and infringement of trade secrets. We have the ability to design coverage for both public and private firms that uniquely responds to corporate structure, business strategy and limits needs.
- Employment Practices Liability – Claims alleging violation of wage & hour laws, harassment, discrimination, and wrongful termination or demotion can seriously and severely impact corporate balance sheets.. There are a myriad of insurance products available to help fund for the defense, settlement or award generated by these types of allegations. We analyze the vast array of coverage forms available in today’s marketplace by explaining and comparing coverage wording, terms and conditions. There are cost-effective coverage solutions available for nearly every employer; we have access to the markets and the expertise to design a program that fits each client’s needs.
- Fiduciary Liability – The administrators of employee benefit and retirement plans are subject to personal liability under federal law. Even with a participant-directed 401(k) plan, fiduciaries can be held personally liable for a variety of reasons. Our tools and products help protect our clients from potentially costly litigation costs.
Professional Liability
When responding to complex professional claims, the right coverage can make the difference between success and financial catastrophe. Whether attorneys or engineers, property managers or construction supervisors, architects or technologists, your professionals – and your staff – need coverage for their potential errors and omissions. (more)
- Legal Practices – A law firm can be held liable not only for the work of their attorneys, but also for all of their employees, as well. The appropriate coverage and technical claims expertise can mean the difference between protection and financial calamity.
- Architects & Engineers – Properly structured policies can provide coverage for subsidiaries and participation in joint ventures, as well as practice principals and direct employees.
- Real Estate Property Managers – Specialized technical expertise and coverage is needed when considering exposure to tenant discrimination, bodily injury claims stemming from allegations of improper maintenance, Fair Housing Act discrimination claims and crisis management expenses.
- Construction Supervision – Contractors can be held liable for common construction project errors, even if it was a subcontractor that made the error. Contractor’s Pollution Liability and ADA/FHA/OSHA regulatory actions reimbursement, defendant reimbursement and disciplinary proceedings reimbursement coverage is available and we have the expertise to negotiate these enhancements for our clients.
- Technology Errors & Omissions – Software design as well as Web site hosting and design can result in a multitude of claims such as infringement, loss of data, breach of data, and software failure to perform. Available technology risk coverage includes electronic transfer of data, copyright infringement, and even Web-hosting functions.
We also offer Executive Benefits.